Don't Just Live in Your Home. Own It.

Renting can offer great flexibility, but that monthly bill can easily be an investment into your dream home.

Don't Just Live in Your Home. Own It.

There are significant benefits to owning your home.

There are significant benefits to owning your home.
1

From paint color to a new floor, it’s your home and you can customize it any way you choose.

2

Part of your monthly payment goes towards equity of your home, which can turn into a profit if you sell.

3

Many times your mortgage interest, property taxes and sometimes even closing costs could be tax deductible.

4

Our wide range of mortgage options will help you predict your monthly mortgage payments versus being subject to annual rent increases you can't always plan.

Want to hear more about the benefits of homeownership? Talk with a Home Loan Specialist today.
Jay Carr
Jay Carr
Mortgage Advisor NMLS #694607
Everything You Need to Know About
                    Leaving Your Rental Behind

Everything You Need to Know About Leaving Your Rental Behind

Instead of day dreaming about your dream home... use a renovation loan and just build it!
1

Be Your Own Landlord

2

Customize Your Home

3

Earn Equity Over Time

Instead of day dreaming about your dream home... use a renovation loan and just build it!

Reviews

My lender is better than yours!
Wow, what an incredible experience! Jay Carr is the only lender I will ever work with again! Thanks so much Jay Carr!
Absolutely wonderful!
Jay Carr provided a cash-out refinance within 3 weeks from my call. We were informed all along the way.
Very happy!
We are first-time homebuyers and Jay Carr took very good care of us. We are very happy and would recommend him!
Excellent experience!!
Jay Carr was always there to assist at any time of the day and worked diligently to make sure all was taken care.
So impressed!
Jay Carr was amazing I am so impressed! So knowledgeable and extremely helpful and professional throughout the process.

Tools, Tips, Resources, and More

Be Your Own Landlord.

Why are you still paying rent? Invest in yourself and your future with homeownership.

Be Your Own Landlord.
jay@jaycarrloans.com
Get your FREE mortgage payment estimate*
Start
*The mortgage payment quiz is for estimation purposes only. Qualification, rates and payments will vary based on timing and individual circumstances.
This is not a commitment to lend.
Privacy and Security Guaranteed
Question 
1
 / 10
Where are you located?
CONTINUE
What type of home are you purchasing?
Estimate your credit score.
CONTINUE
What is the purchase price of the new property?
$80k$2M+
CONTINUE
What is your estimated down payment?
0%50%+
CONTINUE
Where are you at in the property search?
Are you working with a realtor?
What is your full name?
CONTINUE
What is your email address?
CONTINUE
What is your phone number?
Prev
0
 %
Your information won’t be sold
Thanks for your
information request!
Need more help of your homeownership journey? Schedule an appointment today. Or contact directly:
Jay Carr
Mortgage Advisor NMLS #694607
Schedule a consultation
Your information won’t be sold
jay@jaycarrloans.com
See if you're paying too much for your mortgage!
Start
*The refinance quiz is for estimation purposes only. Qualification, rates and payments will vary based on timing and individual circumstances.
This is not a commitment to lend.
Privacy and Security Guaranteed
Question 
1
 / 16
Where are you located?
CONTINUE
What type of home do you own?
Estimate your credit score.
CONTINUE
Please estimate the value of your property.
$80k$2M+
CONTINUE
What is the remaining 1st mortgage balance?
$0$300k+
CONTINUE
What is your 1st mortgage interest rate?
0%10%
CONTINUE
What kind of rate do you have?
What kind of rate would you prefer?
How will this property be used?
Do you have a 2nd mortage?
Would you like to borrow additional cash?
What is your average monthly income?
$0$50k+
CONTINUE
What are your average monthly expenses?
$0$50k+
CONTINUE
What is your full name?
CONTINUE
What is your email address?
CONTINUE
What is your phone number?
Prev
0
 %
Your information won’t be sold
Thanks for your
information request!
Need more help of your homeownership journey? Schedule an appointment today. Or contact directly:
Jay Carr
Mortgage Advisor NMLS #694607
Schedule a consultation
Your information won’t be sold
jay@jaycarrloans.com
Isn't it time you made your HOME EQUITY work for you?
Start
*Arbor Financial Group is not affiliated with any government agencies. These materials are not from HUD or FHA and were not approved by HUD or a government agency. Reverse mortgage borrowers are required to obtain an eligibility certificate by receiving counseling sessions with a HUD-approved agency. The youngest borrower must be at least 62 years old. Monthly reverse mortgage advances may affect eligibility for some other programs. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.
Privacy and Security Guaranteed
Question 
1
 / 10
Where are you located?
CONTINUE
Age of borrower
CONTINUE
What is your current property value?
$80k$2M+
CONTINUE
What is the balance of your mortgage?
$80k$2M+
CONTINUE
What type of home do you own?
Reason for Reverse Mortgage Loan?
CONTINUE
Estimate your credit score.
CONTINUE
What is your full name?
CONTINUE
What is your email address?
CONTINUE
What is your phone number?
Prev
0
 %
Your information won’t be sold
Thanks for your
information request!
Need more help of your homeownership journey? Schedule an appointment today. Or contact directly:
Jay Carr
Mortgage Advisor NMLS #694607
Schedule a consultation
Your information won’t be sold
jay@jaycarrloans.com
Stop paying your landlord.
Start building equity.
Start
The Rent v's Buy quiz is for estimation purposes only. Qualification, rates and payments will vary based on timing and individual circumstances.
This is not a commitment to lend.
Privacy and Security Guaranteed
Question 
1
 / 10
What is your monthly rent payment?
CONTINUE
What's your monthly rental insurance?
CONTINUE
What's the price of the home you are considering?
CONTINUE
How much down payment can you afford?
0%50%+
CONTINUE
How long would you want your mortgage to be?
CONTINUE
What is your annual income?
CONTINUE
Are you a Veteran or spouse of a Veteran?
What is your full name?
CONTINUE
What is your email address?
CONTINUE
What is your phone number?
Prev
0
 %
Your information won’t be sold
Thanks for your
information request!
Need more help of your homeownership journey? Schedule an appointment today. Or contact directly:
Jay Carr
Mortgage Advisor NMLS #694607
Schedule a consultation
Your information won’t be sold
jay@jaycarrloans.com
Your dream home renovation is only 2 minutes away
Start
*The mortgage payment quiz is for estimation purposes only. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.
Privacy and Security Guaranteed
Question 
1
 / 11
Where are you located?
CONTINUE
What are you renovating?
CONTINUE
How soon do you want to renovate?
What type of home are you renovating?
What type of loan do you want?
How much do you need to borrow for your project?
$80k$2M+
CONTINUE
How long do you need to pay off your loan (in years)?
1 year12 years
CONTINUE
Estimate your credit score.
CONTINUE
What is your full name?
CONTINUE
What is your email address?
CONTINUE
What is your phone number?
Prev
0
 %
Your information won’t be sold
Thanks for your
information request!
Need more help of your homeownership journey? Schedule an appointment today. Or contact directly:
Jay Carr
Mortgage Advisor NMLS #694607
Schedule a consultation
Your information won’t be sold
jay@jaycarrloans.com
Let’s Calculate Your VA Loan Savings Today!
Start
*A down payment is required if the borrower does not have full VA entitlement or when the loan amount exceeds the VA county limits. VA loans subject to individual VA Entitlement amounts and eligibility, qualifying factors such as income and credit guidelines, and property limits. Arbor Financial Group is not affiliated with any government agencies. These materials are not from VA, HUD or FHA, and were not approved by VA, HUD or FHA, or any other government agency.
Privacy and Security Guaranteed
Question 
1
 / 10
What is your branch of service?
CONTINUE
Are you currently serving?
What type of home are you renovating?
Where are you located?
CONTINUE
What type of home are you purchasing?
What is the purchase price of the new property?
$80k$2M+
CONTINUE
Where are you at in the property search?
What is your full name?
CONTINUE
What is your email address?
CONTINUE
What is your phone number?
Prev
0
 %
Your information won’t be sold
Thanks for your
information request!
Need more help of your homeownership journey? Schedule an appointment today. Or contact directly:
Jay Carr
Mortgage Advisor NMLS #694607
Schedule a consultation
Your information won’t be sold
1 Jay Carr